Temecula short sales, Murrieta short sales...
... whatever the city, foreclosures are to be avoided. A short sale will be a better option for you.
Many homeowners in financial difficulties have a common misconception that their lender wants to take back their property through foreclosure. This is not the case.
In reality, the overwhelming majority of lenders are only interested in seeing that the payments are made each month as agreed in the original terms of the mortgage. Generally speaking, they only begin foreclosure when all else fails, and there seems to be no other alternative. It costs lenders a great deal to undertake a foreclosure. For example, a short sale is often much more preferable than a foreclosure proceeding. The lenders would much rather find ways to help you when you are having financial difficulties, but their ability to help is reduced with each missed payment. Therefore, it is extremely important to address the crisis as soon as it occurs and to keep the lender informed at all times.
The sooner you are able to prepare accurate, up-to-date, and documented information, the sooner a plan of action can be determined.
Why a Short Sale is better!
There are both temporary and permanent loan relief options generally available to you. If a short sale is your preference, I can be of great assistance in helping you go through the process necessary to successfully sell your home and gain relief from the burden.
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I am an agent with Tarbell, Realtors and, as such, I have extensive experience with and knowledge about the Temecula / Murrieta area. I also serve the cities of Menifee, Wildomar, French Valley, just to name a few.
Don't hesitate to contact me by email or phone if you have any questions.
Janice Lovendahl
951-541-1503
Please visit my www.JaniceRealtor.com site as well.
